List of Commercial Banks in Ghana That Are Fully Licensed

List of Commercial Banks in Ghana

A commercial bank is a financial institution that accepts deposits from the public and gives loans for the purposes of consumption and investment to make a profit. In Ghana, commercial banks operate just like they do in other international jurisdictions. We have for you a list of commercial banks in Ghana.

Getting to know the commercial banks in Ghana will afford you the opportunity to know where to send your deposits, where to get loans from, and which banks to trust in the country. This will also give you the chance to educate others on what to do in the banking arena in order not to be defrauded.

Read also: List of Local Banks in Ghana Operating Financial Services

List of Commercial Banks in Ghana
Customers At GCB Bank Limited

If you are a trained/professional banker, this article will help you to understand which banks are stronger to work with in order to have job security and sustainability. There are 27 fully operational commercial banks in Ghana. Below are commercial banks in Ghana.

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List of Commercial Banks in Ghana

1. GCB Bank Limited

Formerly Ghana Commercial Bank Limited, GCB Bank Ltd is currently the largest industry player in the country. The bank was established in 1953 and headquartered in Accra, the capital city of Ghana.

Over the years every branch of this bank is managed by a managing director under who all other staff serves. The company, however, is managed at the highest hierarchy by a Chief Executive Officer.

2.  Agricultural Development Bank

The Agricultural Development Bank shortly called ADB has been a serving bank in the agriculture investment space. This only goes to mean that, ADB was established to provide financial resources to people in the Agricultural chain in Ghana.

You should always remember that this is a government-owned development and commercial bank and is the first development finance institution established by the Government of Ghana.

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3. Stanbic Bank

Stanbic Bank is also one of the leading commercial banks operating in Ghana. The bank gives the opportunity to customers to own various accounts including personal and business accounts which can be used for various purposes.

To own an account with Stanbic Bank Ghana, you will need proof of identity (valid Voter’s ID Card, driver’s license, or passport), two passport-sized photographs, and proof of address- utility bill less than three months old.

4. Fidelity Bank

Fidelity Bank Ghana is a commercial bank in Ghana which received the banking operation green light in 2006 and has been operating since.

The bank was issued with its Universal Banking License on June 28, 2006, making it the 22nd bank to be licensed by the Bank of Ghana and one of the twenty-seven licensed commercial banks in the country. Fidelity Bank is headquartered in Accra, at Ridge Towers.

Read also: How To Use GCB Mobile Banking

5. Zenith Bank

One of the commercial banks operating in Ghana with some of the largest assets is Zenith Bank. This bank just like many other banks can be trusted with one’s resources and proper assets and loan management.

Zenith Bank Plc is a large financial service provider based in Nigeria with a full license from Nigeria’s financial regulator and operates many other Anglophone West African countries.

6. Ecobank Ghana

Ecobank over the years of its operation has taken up the slogan, “the Pan-African Bank.” This is because the activities of Ecobank can currently be found in 36 African countries including and that is an achievement to brag with.

Read also: List of Banks in Ghana

It is the leading independent regional banking group in West Africa and Central Africa, serving wholesale and retail customers.

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