List of Banks in Ghana

Banking has become a more advanced way of keeping money no matter how little that money is and no matter how close you are to a bank on not. Ghana has evolved in the banking sector and you’ll be surprised at how many banks there are in Ghana now. Aside from the growing Microfinance groups and Savings and Loans companies, here is a list of banks in Ghana.

Currently, in Ghana, the digital space has created an encouraging atmosphere for the best operations of banks as there are mobile banking services that give account holders the opportunity to access their funds anywhere they find themselves.

Read some other related news: How To Use GCB ATM Machine; An Easy Step Guide

All over the country, account holders from various banks have the chance to use Automated Teller Machines (ATMs). This means that irrespective of where you hold an account, once you own a card, you can access your funds anywhere.

If you hold an account with GCB, you can use an ATM belonging to ADB or any other bank because of the existence of the inter-banking services available across the financial market. You can as well transfer funds from one bank to another.

List of Banks in Ghana

While you’re in Ghana, here is a list of banks that are financially sound to operate and with whom your funds are safe if you decide to go with them.

1. The Bank of Ghana

Bank of Ghana is the central bank of the country. It is located in Accra and was formed in 1957. The bank is active in developing financial inclusion policy and is a member of the Alliance for Financial Inclusion. You may find out more about the bank here.

2. Barclays Bank of Ghana Ltd (ABSA Bank)

Absa Bank Ghana (ABGL), formerly known as Barclays Bank of Ghana Limited, is a commercial bank in Ghana, licensed by the Bank of Ghana, the country’s central bank, the bank of Ghana to carry out some stipulated financial activities only.

3. Fidelity Bank Ghana Ltd

Fidelity Bank is a commercial bank in Ghana which was issued with its Universal Banking License on June 28, 2006, making it the 22nd bank to be licensed by the Bank of Ghana. It is one of the twenty-seven licensed commercial banks in the country.

4. First National Bank

First National Bank Ghana Limited (FNBGL), commonly referred to as First National Bank Ghana, is a commercial bank in Ghana. It is licensed by the Bank of Ghana, the central bank, and the national banking regulator. The license to operate is specified and limited to only some operations.

5. Access Bank Ghana Ltd

Access Bank Ghana Plc, formerly Access Bank Ghana Limited, is a full-service commercial bank in Ghana, licensed by the Bank of Ghana, the central bank and national banking regulator. You can get some more info here.

6. GCB Bank Ltd

GCB Bank Limited formally known as Ghana Commercial Bank is the largest bank in Ghana in terms of total operating assets and share of industry deposits, with 14.2% of total industry deposits. This bank is partly owned by the government of Ghana with a majority of shares owned by other companies and private citizens.

7. Adb Bank Ltd

Agricultural Development Bank of Ghana, commonly known as Agricultural Development Bank or ADB, is a government-owned development and commercial bank in Ghana. The bank is the first development finance institution established by the Government of Ghana.

Other banks that are not mentioned above include;

  • Zenith Bank Ghana Ltd
  • Bank of Africa
  • Ecobank
  • Consolidate Bank of Ghana
  • Rural Banks

There are other banking institutions in the country and we trust that you make your savings and investments with them but you must keenly look at what we have here for you.